The Employees’ Provident Fund Organisation (EPFO) has recently issued an important circular mandating the linking of Aadhaar with the Universal Account Number (UAN) for all provident fund members. This new requirement is crucial for anyone looking to withdraw their Provident Fund (PF) smoothly and without unnecessary delays.
Importance of Linking Aadhaar with UAN
Linking Aadhaar with UAN is now a key step to ensure quick and hassle-free PF withdrawal. By connecting these two identity markers, EPFO can quickly verify the authenticity of the claimant’s identity through Aadhaar’s biometric and OTP-based authentication. This reduces fraudulent claims and streamlines the entire withdrawal and transfer process, making it faster and more transparent.
What the New Circular Means for Employees
The circular clearly states that without Aadhaar linked to UAN, members may face difficulties or delays in withdrawing their PF amounts. The integration enables digital verification, which can automatically process claims up to a specified limit without needing employer approval. It also supports the direct transfer of funds to Aadhaar-seeded bank accounts, ensuring timely credit of the withdrawal amount.
Additionally, Aadhaar linkage is necessary to access other PF benefits, such as the Employment Linked Incentive (ELI) scheme and other welfare payments managed by EPFO. The circular urges members to complete this linkage promptly to avoid running into procedural issues.
How to Link Aadhaar with UAN
The linking process is straightforward and can be done online through the EPFO portal or the UMANG app by following simple steps. Members can also get assistance at Common Service Centers (CSCs) or EPFO offices if needed. EPFO has extended deadlines for this linkage in the past to encourage more members to comply.
Also Read- How much PF contribution is deducted per month?
Advantages of the Aadhaar-UAN Linkage
- Faster Processing: Claims can be approved and processed quickly without unnecessary paperwork.
- Reduced Fraud: Unique biometric verification prevents fake accounts and claims.
- Convenient Transfers: Employees changing jobs benefit from automatic transfer and settlement of PF balances.
- Direct Bank Transfers: Funds are credited quickly into Aadhaar-linked bank accounts.
- Access to Welfare Benefits: Members can receive government welfare and incentive schemes digitally.
In conclusion, the new EPFO circular underlines that linking Aadhaar with UAN is no longer optional but an essential step for PF members who want seamless access to their savings and benefits. By completing this process, employees ensure they can take full advantage of the EPF system’s digital features and avoid common withdrawal hurdles. This change reflects EPFO’s ongoing efforts to modernize and secure the provident fund system while providing better service to millions of workers across India.
