{"id":429,"date":"2025-11-13T16:00:00","date_gmt":"2025-11-13T10:30:00","guid":{"rendered":"https:\/\/epfoindia.info\/hindi\/?p=429"},"modified":"2025-11-13T12:44:38","modified_gmt":"2025-11-13T07:14:38","slug":"higher-pension-scheme-epfo-more-pension-for-low-salary","status":"publish","type":"post","link":"https:\/\/epfoindia.info\/hindi\/index.php\/2025\/11\/13\/higher-pension-scheme-epfo-more-pension-for-low-salary\/","title":{"rendered":"\u0915\u092e \u0938\u0948\u0932\u0930\u0940 \u0935\u093e\u0932\u094b\u0902 \u0915\u094b \u091c\u094d\u092f\u093e\u0926\u093e \u092a\u0947\u0902\u0936\u0928 \u0915\u0948\u0938\u0947 \u092e\u093f\u0932\u0947\u0917\u0940? EPFO \u0915\u0940 \u0939\u093e\u092f\u0930 \u092a\u0947\u0902\u0936\u0928 \u0938\u094d\u0915\u0940\u092e"},"content":{"rendered":"\n<figure class=\"wp-block-image size-large\"><img decoding=\"async\" width=\"1024\" height=\"576\" src=\"https:\/\/epfoindia.info\/hindi\/wp-content\/uploads\/2025\/11\/higher-pension-scheme-epfo-more-pension-for-low-salary-1024x576.jpg\" alt=\"\u0915\u092e \u0938\u0948\u0932\u0930\u0940 \u0935\u093e\u0932\u094b\u0902 \u0915\u094b \u091c\u094d\u092f\u093e\u0926\u093e \u092a\u0947\u0902\u0936\u0928 \u0915\u0948\u0938\u0947 \u092e\u093f\u0932\u0947\u0917\u0940? EPFO \u0915\u0940 \u0939\u093e\u092f\u0930 \u092a\u0947\u0902\u0936\u0928 \u0938\u094d\u0915\u0940\u092e\" class=\"wp-image-431\" title=\"\" srcset=\"https:\/\/epfoindia.info\/hindi\/wp-content\/uploads\/2025\/11\/higher-pension-scheme-epfo-more-pension-for-low-salary-1024x576.jpg 1024w, https:\/\/epfoindia.info\/hindi\/wp-content\/uploads\/2025\/11\/higher-pension-scheme-epfo-more-pension-for-low-salary-300x169.jpg 300w, https:\/\/epfoindia.info\/hindi\/wp-content\/uploads\/2025\/11\/higher-pension-scheme-epfo-more-pension-for-low-salary-768x432.jpg 768w, https:\/\/epfoindia.info\/hindi\/wp-content\/uploads\/2025\/11\/higher-pension-scheme-epfo-more-pension-for-low-salary.jpg 1280w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/><\/figure>\n\n\n\n<p>\u0930\u093f\u091f\u093e\u092f\u0930\u092e\u0947\u0902\u091f \u0915\u0947 \u092c\u093e\u0926 \u0906\u0930\u094d\u0925\u093f\u0915 \u0938\u0941\u0930\u0915\u094d\u0937\u093e \u0939\u0930 \u0915\u0930\u094d\u092e\u091a\u093e\u0930\u0940 \u0915\u093e \u0938\u092c\u0938\u0947 \u092c\u0921\u093c\u093e \u091a\u093f\u0902\u0924\u093e \u0915\u093e \u0935\u093f\u0937\u092f \u0939\u094b\u0924\u0940 \u0939\u0948\u0964 \u0907\u0938\u0940 \u091c\u0930\u0942\u0930\u0924 \u0915\u094b \u0926\u0947\u0916\u0924\u0947 \u0939\u0941\u090f,\u00a0<strong>Employees\u2019 Provident Fund Organisation\u00a0(EPFO)<\/strong> \u0928\u0947 \u201c\u0939\u093e\u092f\u0930 \u092a\u0947\u0902\u0936\u0928 \u0938\u094d\u0915\u0940\u092e\u201d \u0915\u093e \u0935\u093f\u0915\u0932\u094d\u092a \u0936\u0941\u0930\u0942 \u0915\u093f\u092f\u093e \u0925\u093e\u0964 \u092f\u0939 \u092f\u094b\u091c\u0928\u093e \u0916\u093e\u0938 \u0924\u094c\u0930 \u092a\u0930 \u0909\u0928 \u0915\u0930\u094d\u092e\u091a\u093e\u0930\u093f\u092f\u094b\u0902 \u0915\u0947 \u0932\u093f\u090f \u092c\u0928\u093e\u0908 \u0917\u0908 \u0925\u0940 \u091c\u093f\u0928\u0915\u0940 \u092c\u0947\u0938\u093f\u0915 \u0938\u0948\u0932\u0930\u0940 \u20b915,000 \u0938\u0947 \u091c\u094d\u092f\u093e\u0926\u093e \u0939\u0948 \u0932\u0947\u0915\u093f\u0928 \u091c\u093f\u0928\u0915\u0940 \u092a\u0947\u0902\u0936\u0928 \u20b915,000 \u0915\u0940 \u0938\u0940\u092e\u093e \u092a\u0930 \u0930\u0941\u0915 \u091c\u093e\u0924\u0940 \u0925\u0940\u0964 \u0906\u0907\u090f \u0938\u092e\u091d\u0924\u0947 \u0939\u0948\u0902 \u0915\u093f \u092f\u0939 \u0938\u094d\u0915\u0940\u092e \u0915\u0948\u0938\u0947 \u0915\u093e\u092e \u0915\u0930\u0924\u0940 \u0939\u0948 \u0914\u0930 \u0907\u0938\u0938\u0947 \u0915\u094c\u0928 \u0932\u094b\u0917 \u0938\u092c\u0938\u0947 \u091c\u094d\u092f\u093e\u0926\u093e \u092b\u093e\u092f\u0926\u093e \u0909\u0920\u093e \u0938\u0915\u0924\u0947 \u0939\u0948\u0902\u0964<\/p>\n\n\n\n<p><strong><em>\u092f\u0939 \u092d\u0940 \u0926\u0947\u0916\u0947\u0902: <a href=\"https:\/\/epfoindia.info\/hindi\/index.php\/2025\/11\/11\/epf-25-percent-lock-fact-check-pib\/\" data-type=\"post\" data-id=\"358\">EPF \u0915\u093e 25% \u0939\u093f\u0938\u094d\u0938\u093e \u0939\u092e\u0947\u0936\u093e \u0915\u0947 \u0932\u093f\u090f \u0932\u0949\u0915? PIB \u092b\u0948\u0915\u094d\u091f \u091a\u0947\u0915 \u092e\u0947\u0902 \u0915\u094d\u092f\u093e \u0928\u093f\u0915\u0932\u093e \u0938\u091a?<\/a><\/em><\/strong><\/p>\n\n\n\n<h2 class=\"wp-block-heading\">\u0939\u093e\u092f\u0930 \u092a\u0947\u0902\u0936\u0928 \u0938\u094d\u0915\u0940\u092e \u0915\u094d\u092f\u093e \u0939\u0948?<\/h2>\n\n\n\n<p>\u0906\u092e \u0924\u094c\u0930 \u092a\u0930,\u00a0<strong>Employees\u2019 Pension Scheme (EPS-95)<\/strong>\u00a0\u0915\u0947 \u0905\u0902\u0924\u0930\u094d\u0917\u0924 \u092a\u0947\u0902\u0936\u0928 \u0915\u0940 \u0917\u0923\u0928\u093e \u0905\u0927\u093f\u0915\u0924\u092e \u20b915,000 \u0915\u0947 \u201c\u092a\u0947\u0902\u0936\u0928 \u092f\u094b\u0917\u094d\u092f \u0935\u0947\u0924\u0928\u201d (Pensionable Salary) \u092a\u0930 \u0915\u0940 \u091c\u093e\u0924\u0940 \u0925\u0940\u0964 \u092f\u093e\u0928\u0940 \u091a\u093e\u0939\u0947 \u0906\u092a\u0915\u0940 \u0938\u0948\u0932\u0930\u0940 \u20b950,000 \u0939\u094b \u092f\u093e \u20b980,000, \u092a\u0947\u0902\u0936\u0928 \u0917\u093f\u0928\u0928\u0947 \u0915\u0947 \u0932\u093f\u090f \u0915\u0947\u0935\u0932 \u20b915,000 \u0939\u0940 \u092e\u093e\u0928\u093e \u091c\u093e\u0924\u093e \u0925\u093e, \u091c\u093f\u0938\u0938\u0947 \u0905\u0902\u0924\u093f\u092e \u092a\u0947\u0902\u0936\u0928 \u0930\u093e\u0936\u093f \u0938\u0940\u092e\u093f\u0924 \u0939\u094b \u091c\u093e\u0924\u0940 \u0925\u0940\u0964<\/p>\n\n\n\n<p>EPFO \u0915\u0940 \u201c\u0939\u093e\u092f\u0930 \u092a\u0947\u0902\u0936\u0928 \u0938\u094d\u0915\u0940\u092e\u201d \u0915\u0947 \u0924\u0939\u0924 \u0915\u0930\u094d\u092e\u091a\u093e\u0930\u0940 \u0905\u092a\u0928\u0947 \u0935\u093e\u0938\u094d\u0924\u0935\u093f\u0915 \u0935\u0947\u0924\u0928 (Basic Pay + DA) \u0915\u0947 \u0906\u0927\u093e\u0930 \u092a\u0930 \u092a\u0947\u0902\u0936\u0928 \u092f\u094b\u0917\u0926\u093e\u0928 \u0915\u0930 \u0938\u0915\u0924\u0947 \u0939\u0948\u0902\u0964 \u0907\u0938\u0915\u093e \u092e\u0924\u0932\u092c \u0939\u0948 \u0915\u093f \u0905\u0917\u0930 \u0915\u094b\u0908 \u0915\u0930\u094d\u092e\u091a\u093e\u0930\u0940 \u20b950,000 \u0915\u093e \u0935\u0947\u0924\u0928 \u092a\u093e \u0930\u0939\u093e \u0939\u0948, \u0924\u094b \u0909\u0938\u0915\u0940 \u092a\u0947\u0902\u0936\u0928 \u0905\u092c \u20b950,000 \u092a\u0930 \u0906\u0927\u093e\u0930\u093f\u0924 \u0939\u094b \u0938\u0915\u0924\u0940 \u0939\u0948, \u091c\u093f\u0938\u0938\u0947 \u0905\u0902\u0924\u093f\u092e \u092a\u0947\u0902\u0936\u0928 \u0930\u093e\u0936\u093f \u0915\u0908 \u0917\u0941\u0928\u093e \u092c\u0922\u093c \u091c\u093e\u090f\u0917\u0940\u0964<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">\u092a\u0947\u0902\u0936\u0928 \u0915\u0940 \u0917\u0923\u0928\u093e \u0915\u093e \u0928\u092f\u093e \u092b\u0949\u0930\u094d\u092e\u0942\u0932\u093e<\/h2>\n\n\n\n<p>EPFO \u0915\u0947 \u0905\u0928\u0941\u0938\u093e\u0930, \u092a\u0947\u0902\u0936\u0928 \u0915\u0940 \u0917\u0923\u0928\u093e \u0915\u0947 \u0932\u093f\u090f \u092b\u0949\u0930\u094d\u092e\u0942\u0932\u093e \u0939\u0948:\u092a\u0947\u0902\u0936\u0928&nbsp;\u0930\u093e\u0936\u093f=\u092a\u0947\u0902\u0936\u0928&nbsp;\u092f\u094b\u0917\u094d\u092f&nbsp;\u0935\u0947\u0924\u0928\u00d7\u092a\u0947\u0902\u0936\u0928&nbsp;\u092f\u094b\u0917\u094d\u092f&nbsp;\u0938\u0947\u0935\u093e70\u092a\u0947\u0902\u0936\u0928&nbsp;\u0930\u093e\u0936\u093f=70\u092a\u0947\u0902\u0936\u0928&nbsp;\u092f\u094b\u0917\u094d\u092f&nbsp;\u0935\u0947\u0924\u0928\u00d7\u092a\u0947\u0902\u0936\u0928&nbsp;\u092f\u094b\u0917\u094d\u092f&nbsp;\u0938\u0947\u0935\u093e<\/p>\n\n\n\n<p>\u092f\u093e\u0928\u0940 \u091c\u0948\u0938\u0947-\u091c\u0948\u0938\u0947 \u201c\u092a\u0947\u0902\u0936\u0928 \u092f\u094b\u0917\u094d\u092f \u0935\u0947\u0924\u0928\u201d \u092c\u0922\u093c\u0947\u0917\u093e, \u0935\u0948\u0938\u0947-\u0935\u0948\u0938\u0947 \u0906\u092a\u0915\u093e \u092e\u093e\u0938\u093f\u0915 \u092a\u0947\u0902\u0936\u0928 \u0905\u092e\u093e\u0909\u0902\u091f \u092d\u0940 \u092c\u0922\u093c\u0924\u093e \u091c\u093e\u090f\u0917\u093e\u0964<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">\u092f\u094b\u0917\u0926\u093e\u0928 \u092e\u0947\u0902 \u092c\u0926\u0932\u093e\u0935<\/h2>\n\n\n\n<p>\u092e\u094c\u091c\u0942\u0926\u093e \u0928\u093f\u092f\u092e\u094b\u0902 \u0915\u0947 \u0924\u0939\u0924, \u0928\u093f\u092f\u094b\u0915\u094d\u0924\u093e (Employer) \u0915\u0941\u0932 12% \u0935\u0947\u0924\u0928 EPF \u092e\u0947\u0902 \u091c\u092e\u093e \u0915\u0930\u0924\u093e \u0939\u0948\u0964 \u0907\u0938 12% \u092e\u0947\u0902 \u0938\u0947 \u092a\u0939\u0932\u0947 \u0915\u0947\u0935\u0932 \u20b915,000 \u0915\u0940 \u0938\u0940\u092e\u093e \u0915\u0947 \u0906\u0927\u093e\u0930 \u092a\u0930 8.33% \u0939\u093f\u0938\u094d\u0938\u093e EPS \u092e\u0947\u0902 \u091f\u094d\u0930\u093e\u0902\u0938\u092b\u0930 \u0939\u094b\u0924\u093e \u0925\u093e\u0964<br>\u0905\u092c \u0939\u093e\u092f\u0930 \u092a\u0947\u0902\u0936\u0928 \u0938\u094d\u0915\u0940\u092e \u0915\u0947 \u0924\u0939\u0924 \u092f\u0939 \u092f\u094b\u0917\u0926\u093e\u0928 \u0915\u0930\u094d\u092e\u091a\u093e\u0930\u0940 \u0915\u0947&nbsp;<strong>\u0935\u093e\u0938\u094d\u0924\u0935\u093f\u0915 \u0935\u0947\u0924\u0928<\/strong>&nbsp;\u0915\u0947 \u0906\u0927\u093e\u0930 \u092a\u0930 \u0915\u093f\u092f\u093e \u091c\u093e \u0938\u0915\u0924\u093e \u0939\u0948\u0964 \u0909\u0926\u093e\u0939\u0930\u0923 \u0915\u0947 \u0932\u093f\u090f, \u0905\u0917\u0930 \u0915\u0930\u094d\u092e\u091a\u093e\u0930\u0940 \u0915\u0940 \u0938\u0948\u0932\u0930\u0940 \u20b930,000 \u0939\u0948, \u0924\u094b \u0928\u093f\u092f\u094b\u0915\u094d\u0924\u093e \u0915\u0947 \u092f\u094b\u0917\u0926\u093e\u0928 \u0915\u093e 8.33% \u092f\u093e\u0928\u0940 \u20b92,499 (\u092c\u091c\u093e\u092f \u0938\u093f\u0930\u094d\u092b \u20b91,249) EPS \u0916\u093e\u0924\u0947 \u092e\u0947\u0902 \u091c\u093e\u090f\u0917\u093e\u0964<\/p>\n\n\n\n<p>\u0907\u0938\u0938\u0947 EPS \u092b\u0902\u0921 \u0915\u093e \u092c\u0948\u0932\u0947\u0902\u0938 \u092c\u0922\u093c\u0947\u0917\u093e \u0914\u0930 \u092d\u0935\u093f\u0937\u094d\u092f \u0915\u0940 \u092a\u0947\u0902\u0936\u0928 \u0930\u0915\u092e \u092d\u0940 \u0905\u0928\u0941\u092a\u093e\u0924\u093f\u0915 \u0930\u0942\u092a \u0938\u0947 \u092c\u0922\u093c \u091c\u093e\u090f\u0917\u0940\u0964<\/p>\n\n\n\n<p><strong><em>\u092f\u0939 \u092d\u0940 \u0926\u0947\u0916\u0947\u0902: <a href=\"https:\/\/epfoindia.info\/hindi\/index.php\/2025\/10\/08\/pf-interest-kaise-check-karen\/\" data-type=\"post\" data-id=\"315\">PF Interest Rate: \u092e\u093f\u0928\u091f\u094b\u0902 \u092e\u0947\u0902 \u0910\u0938\u0947 \u091a\u0947\u0915 \u0915\u0930\u0947\u0902 \u0905\u092a\u0928\u0947 \u092a\u0940\u090f\u092b \u092a\u0930 \u092e\u093f\u0932\u093e \u092c\u094d\u092f\u093e\u091c, \u092f\u0947 \u0939\u0948 \u092a\u0942\u0930\u093e \u092a\u094d\u0930\u094b\u0938\u0947\u0938<\/a><\/em><\/strong><\/p>\n\n\n\n<h2 class=\"wp-block-heading\">\u0915\u092e \u0938\u0948\u0932\u0930\u0940 \u0935\u093e\u0932\u094b\u0902 \u092a\u0930 \u0905\u0938\u0930<\/h2>\n\n\n\n<p>\u092f\u0939 \u0938\u094d\u0915\u0940\u092e \u0938\u0941\u0928\u0928\u0947 \u092e\u0947\u0902 \u091c\u093f\u0924\u0928\u0940 \u0906\u0915\u0930\u094d\u0937\u0915 \u0932\u0917\u0924\u0940 \u0939\u0948, \u0909\u0924\u0928\u0940 \u0939\u0930 \u0915\u093f\u0938\u0940 \u0915\u0947 \u0932\u093f\u090f \u0909\u092a\u092f\u094b\u0917\u0940 \u0928\u0939\u0940\u0902\u0964 \u0905\u0917\u0930 \u0915\u093f\u0938\u0940 \u0915\u0930\u094d\u092e\u091a\u093e\u0930\u0940 \u0915\u093e \u092c\u0947\u0938\u093f\u0915 \u0935\u0947\u0924\u0928 \u092a\u0939\u0932\u0947 \u0938\u0947 \u0939\u0940 \u20b915,000 \u0938\u0947 \u0915\u092e \u0925\u093e, \u0924\u094b \u0909\u0938\u0915\u0947 \u0932\u093f\u090f \u092f\u0939 \u0928\u092f\u093e \u0935\u093f\u0915\u0932\u094d\u092a \u091c\u094d\u092f\u093e\u0926\u093e \u092b\u0930\u094d\u0915 \u0928\u0939\u0940\u0902 \u0932\u093e\u090f\u0917\u093e\u0964 \u0935\u094b \u092a\u0939\u0932\u0947 \u0938\u0947 \u0939\u0940 \u0905\u092a\u0928\u0947 \u092a\u0942\u0930\u0947 \u0935\u0947\u0924\u0928 \u092a\u0930 \u092f\u094b\u0917\u0926\u093e\u0928 \u0915\u0930 \u0930\u0939\u093e \u0925\u093e\u0964<\/p>\n\n\n\n<p>\u0926\u0942\u0938\u0930\u0940 \u0913\u0930, \u091c\u094b \u0915\u0930\u094d\u092e\u091a\u093e\u0930\u0940 \u20b915,000 \u0938\u0947 \u0905\u0927\u093f\u0915 \u0915\u092e\u093e\u0924\u0947 \u0925\u0947 \u0932\u0947\u0915\u093f\u0928 EPS \u092f\u094b\u0917\u0926\u093e\u0928 \u0938\u093f\u0930\u094d\u092b \u20b915,000 \u0915\u0940 \u0938\u0940\u092e\u093e \u092a\u0930 \u0915\u0930\u0935\u093e\u0924\u0947 \u0925\u0947, \u0909\u0928\u0915\u0947 \u0932\u093f\u090f \u092f\u0939 \u092f\u094b\u091c\u0928\u093e \u092c\u0921\u093c\u093e \u092e\u094c\u0915\u093e \u0925\u0940\u0964 \u0935\u0947 \u092c\u0915\u093e\u092f\u093e \u0930\u093e\u0936\u093f (arrears) \u0915\u093e \u092d\u0941\u0917\u0924\u093e\u0928 \u0915\u0930\u0915\u0947 \u0914\u0930 higher salary \u092c\u0947\u0938\u093f\u0938 \u092a\u0930 \u092f\u094b\u0917\u0926\u093e\u0928 \u091a\u0941\u0928\u0915\u0930 \u0905\u092a\u0928\u0940 \u092a\u0947\u0902\u0936\u0928 \u0915\u0908 \u0917\u0941\u0928\u093e \u092c\u0922\u093c\u093e \u0938\u0915\u0924\u0947 \u0939\u0948\u0902\u0964<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">\u0915\u094c\u0928 \u0925\u0947 \u092a\u093e\u0924\u094d\u0930?<\/h2>\n\n\n\n<p>EPFO \u0915\u0940 \u0917\u093e\u0907\u0921\u0932\u093e\u0907\u0902\u0938 \u0915\u0947 \u0905\u0928\u0941\u0938\u093e\u0930, \u0939\u093e\u092f\u0930 \u092a\u0947\u0902\u0936\u0928 \u0938\u094d\u0915\u0940\u092e \u0915\u093e \u0932\u093e\u092d \u0915\u0947\u0935\u0932 \u0909\u0928\u094d\u0939\u0940\u0902 \u0915\u0930\u094d\u092e\u091a\u093e\u0930\u093f\u092f\u094b\u0902 \u0915\u094b \u092e\u093f\u0932\u093e, \u091c\u094b \u0907\u0928 \u0936\u0930\u094d\u0924\u094b\u0902 \u0915\u094b \u092a\u0942\u0930\u093e \u0915\u0930\u0924\u0947 \u0925\u0947:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u0906\u092a 1 \u0938\u093f\u0924\u0902\u092c\u0930 2014 \u092f\u093e \u0909\u0938\u0938\u0947 \u092a\u0939\u0932\u0947 \u0924\u0915 EPS-95 \u0915\u0947 \u0938\u0926\u0938\u094d\u092f \u0925\u0947\u0964<\/li>\n\n\n\n<li>\u0906\u092a \u0909\u0938 \u0924\u093e\u0930\u0940\u0916 \u0915\u0947 \u092c\u093e\u0926 \u092d\u0940 EPF \u0938\u0947 \u091c\u0941\u0921\u093c\u0947 \u0930\u0939\u0947\u0964<\/li>\n\n\n\n<li>\u0906\u092a\u0928\u0947 \u0914\u0930 \u0906\u092a\u0915\u0947 \u0928\u093f\u092f\u094b\u0915\u094d\u0924\u093e \u0928\u0947 \u092e\u093f\u0932\u0915\u0930\u00a0<strong>\u0939\u093e\u092f\u0930 \u092a\u0947 \u092a\u0930 \u091c\u0949\u0907\u0902\u091f \u0911\u092a\u094d\u0936\u0928 (Joint Option)<\/strong>\u00a0\u091c\u092e\u093e \u0915\u093f\u092f\u093e\u0964<\/li>\n<\/ul>\n\n\n\n<p>\u0907\u0938 \u092f\u094b\u091c\u0928\u093e \u0915\u0940 \u0906\u0935\u0947\u0926\u0928 \u0905\u0902\u0924\u093f\u092e \u0924\u093f\u0925\u093f 11 \u091c\u0941\u0932\u093e\u0908 2023 \u0924\u092f \u0915\u0940 \u0917\u0908 \u0925\u0940, \u091c\u093f\u0938\u0947 \u0906\u0917\u0947 \u0928\u0939\u0940\u0902 \u092c\u0922\u093c\u093e\u092f\u093e \u0917\u092f\u093e\u0964<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">\u0932\u0902\u092c\u0947 \u0938\u092e\u092f \u092e\u0947\u0902 \u0932\u093e\u092d<\/h2>\n\n\n\n<p>\u091c\u094b \u0915\u0930\u094d\u092e\u091a\u093e\u0930\u0940 \u0907\u0938 \u0938\u094d\u0915\u0940\u092e \u092e\u0947\u0902 \u092a\u093e\u0924\u094d\u0930 \u0925\u0947 \u0914\u0930 \u0909\u0928\u094d\u0939\u094b\u0902\u0928\u0947 \u091c\u0949\u0907\u0902\u091f \u0911\u092a\u094d\u0936\u0928 \u0915\u0947 \u091c\u0930\u093f\u090f \u092f\u094b\u0917\u0926\u093e\u0928 \u092c\u0922\u093c\u093e\u092f\u093e, \u0909\u0928\u094d\u0939\u0947\u0902 \u0930\u093f\u091f\u093e\u092f\u0930\u092e\u0947\u0902\u091f \u0915\u0947 \u092c\u093e\u0926 \u092e\u093f\u0932\u0928\u0947 \u0935\u093e\u0932\u0940 \u092a\u0947\u0902\u0936\u0928 \u0915\u0908 \u0917\u0941\u0928\u093e \u092c\u0922\u093c \u0938\u0915\u0924\u0940 \u0939\u0948\u0964 \u091c\u0939\u093e\u0902 \u092a\u0939\u0932\u0947 \u0915\u093f\u0938\u0940 \u0935\u094d\u092f\u0915\u094d\u0924\u093f \u0915\u094b \u0932\u0917\u092d\u0917 \u20b97,500-\u20b98,000 \u092e\u093e\u0938\u093f\u0915 \u092a\u0947\u0902\u0936\u0928 \u092e\u093f\u0932\u0924\u0940, \u0935\u0939\u0940\u0902 \u0939\u093e\u092f\u0930 \u0935\u0947\u0924\u0928 \u092a\u0930 \u092f\u094b\u0917\u0926\u093e\u0928 \u0915\u0930\u0928\u0947 \u0915\u0947 \u092c\u093e\u0926 \u0935\u0939\u0940 \u092a\u0947\u0902\u0936\u0928 \u20b925,000 \u092f\u093e \u0909\u0938\u0938\u0947 \u092d\u0940 \u0905\u0927\u093f\u0915 \u0939\u094b \u0938\u0915\u0924\u0940 \u0939\u0948, \u092f\u0939 \u0909\u0938\u0915\u0940 \u0938\u0948\u0932\u0930\u0940 \u0914\u0930 \u0938\u0930\u094d\u0935\u093f\u0938 \u092a\u0940\u0930\u093f\u092f\u0921 \u092a\u0930 \u0928\u093f\u0930\u094d\u092d\u0930 \u0915\u0930\u0924\u093e \u0939\u0948\u0964<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">\u0915\u094d\u092f\u093e \u0928\u0941\u0915\u0938\u093e\u0928 \u092d\u0940 \u0939\u0948\u0902?<\/h2>\n\n\n\n<p>\u092b\u093c\u093e\u092f\u0926\u0947 \u0915\u0947 \u0938\u093e\u0925 \u0915\u0941\u091b \u0938\u0940\u092e\u093e\u090f\u0901 \u092d\u0940 \u0939\u0948\u0902:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u0939\u093e\u092f\u0930 \u092a\u0947\u0902\u0936\u0928 \u091a\u0941\u0928\u0928\u0947 \u092a\u0930 \u0915\u0930\u094d\u092e\u091a\u093e\u0930\u093f\u092f\u094b\u0902 \u0915\u094b \u092a\u0941\u0930\u093e\u0928\u093e \u090f\u0930\u093f\u092f\u0930 (retrospective difference) \u0905\u092a\u0928\u0947 EPF \u0916\u093e\u0924\u0947 \u0938\u0947 \u090f\u0921\u091c\u0938\u094d\u091f \u0915\u0930\u0935\u093e\u0928\u093e \u092a\u0921\u093c\u0924\u093e \u0939\u0948\u0964<\/li>\n\n\n\n<li>EPF \u092c\u0948\u0932\u0947\u0902\u0938 \u092e\u0947\u0902 \u0924\u0924\u094d\u0915\u093e\u0932 \u0915\u092e\u0940 \u0906\u0924\u0940 \u0939\u0948 \u0915\u094d\u092f\u094b\u0902\u0915\u093f \u092c\u0921\u093c\u0940 \u0930\u0915\u092e EPS \u092e\u0947\u0902 \u091f\u094d\u0930\u093e\u0902\u0938\u092b\u0930 \u0939\u094b \u091c\u093e\u0924\u0940 \u0939\u0948\u0964<\/li>\n\n\n\n<li>\u092f\u0939 \u0938\u094d\u0915\u0940\u092e \u0915\u0947\u0935\u0932 \u092a\u0941\u0930\u093e\u0928\u0947 (pre-2014) \u0938\u0926\u0938\u094d\u092f\u094b\u0902 \u0924\u0915 \u0938\u0940\u092e\u093f\u0924 \u0925\u0940, \u0907\u0938\u0932\u093f\u090f \u0928\u090f \u0915\u0930\u094d\u092e\u091a\u093e\u0930\u093f\u092f\u094b\u0902 \u0915\u094b \u0907\u0938\u0915\u093e \u092b\u093e\u092f\u0926\u093e \u0928\u0939\u0940\u0902 \u092e\u093f\u0932\u0924\u093e\u0964<\/li>\n<\/ul>\n\n\n\n<p><strong><em>\u092f\u0939 \u092d\u0940 \u0926\u0947\u0916\u0947\u0902: <a href=\"https:\/\/epfoindia.info\/hindi\/index.php\/2025\/11\/11\/higher-pension-75000-epfo-1667-rule-calculation\/\" data-type=\"post\" data-id=\"359\">\u0939\u093e\u092f\u0930 \u092a\u0947\u0902\u0936\u0928: 75,000 \u0915\u0940 \u092a\u0947\u0902\u0936\u0928 \u0915\u0948\u0938\u0947 \u092e\u093f\u0932\u0947\u0917\u0940? EPFO \u0915\u0947 \u20b91667 \u0928\u093f\u092f\u092e \u0915\u093e \u0917\u0923\u093f\u0924<\/a><\/em><\/strong><\/p>\n","protected":false},"excerpt":{"rendered":"<p>EPFO \u0915\u0940 \u201c\u0939\u093e\u092f\u0930 \u092a\u0947\u0902\u0936\u0928\u201d \u0938\u094d\u0915\u0940\u092e \u0938\u0930\u0915\u093e\u0930\u0940 \u0915\u0930\u094d\u092e\u091a\u093e\u0930\u093f\u092f\u094b\u0902 \u0915\u094b \u0909\u0928\u0915\u0940 \u0905\u0938\u0932\u0940 \u0938\u0948\u0932\u0930\u0940 (Basic Pay + Dearness Allowance) \u092a\u0930 \u092a\u0947\u0902\u0936\u0928 \u092f\u094b\u0917\u0926\u093e\u0928 \u0915\u0930\u0928\u0947 \u0915\u093e \u092e\u094c\u0915\u093e \u0926\u0947\u0924\u0940 \u0939\u0948, \u091c\u093f\u0938\u0938\u0947 \u0930\u093f\u091f\u093e\u092f\u0930\u092e\u0947\u0902\u091f \u0915\u0947 \u092c\u093e\u0926 \u092e\u093f\u0932\u0928\u0947 \u0935\u093e\u0932\u0940 \u092a\u0947\u0902\u0936\u0928 \u0930\u0915\u092e \u0915\u093e\u092b\u0940 \u092c\u0922\u093c \u0938\u0915\u0924\u0940 \u0939\u0948\u0964 \u0932\u0947\u0915\u093f\u0928 \u092f\u0947 \u092b\u093e\u092f\u0926\u093e \u0939\u0930 \u0915\u093f\u0938\u0940 \u0915\u094b \u0928\u0939\u0940\u0902, \u092c\u0932\u094d\u0915\u093f \u0909\u0928 \u0915\u0930\u094d\u092e\u091a\u093e\u0930\u093f\u092f\u094b\u0902 \u0915\u094b \u092e\u093f\u0932\u0924\u093e \u0939\u0948 \u091c\u094b 1 \u0938\u093f\u0924\u0902\u092c\u0930 2014 \u0938\u0947 \u092a\u0939\u0932\u0947 EPF \u0915\u0947 \u0938\u0926\u0938\u094d\u092f \u0930\u0939\u0947 \u0939\u0948\u0902 \u0914\u0930 \u0909\u0938\u0915\u0947 \u092c\u093e\u0926 \u092d\u0940 \u091c\u0941\u0921\u093c\u0947 \u0939\u0941\u090f \u0939\u0948\u0902\u0964<\/p>\n","protected":false},"author":1,"featured_media":431,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[5],"class_list":["post-429","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-news","tag-epfo-pension"],"_links":{"self":[{"href":"https:\/\/epfoindia.info\/hindi\/index.php\/wp-json\/wp\/v2\/posts\/429","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/epfoindia.info\/hindi\/index.php\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/epfoindia.info\/hindi\/index.php\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/epfoindia.info\/hindi\/index.php\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/epfoindia.info\/hindi\/index.php\/wp-json\/wp\/v2\/comments?post=429"}],"version-history":[{"count":1,"href":"https:\/\/epfoindia.info\/hindi\/index.php\/wp-json\/wp\/v2\/posts\/429\/revisions"}],"predecessor-version":[{"id":432,"href":"https:\/\/epfoindia.info\/hindi\/index.php\/wp-json\/wp\/v2\/posts\/429\/revisions\/432"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/epfoindia.info\/hindi\/index.php\/wp-json\/wp\/v2\/media\/431"}],"wp:attachment":[{"href":"https:\/\/epfoindia.info\/hindi\/index.php\/wp-json\/wp\/v2\/media?parent=429"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/epfoindia.info\/hindi\/index.php\/wp-json\/wp\/v2\/categories?post=429"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/epfoindia.info\/hindi\/index.php\/wp-json\/wp\/v2\/tags?post=429"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}