{"id":398,"date":"2025-11-12T15:30:00","date_gmt":"2025-11-12T10:00:00","guid":{"rendered":"https:\/\/epfoindia.info\/hindi\/?p=398"},"modified":"2025-11-12T12:40:49","modified_gmt":"2025-11-12T07:10:49","slug":"top-3-government-benefits-other-than-pf","status":"publish","type":"post","link":"https:\/\/epfoindia.info\/hindi\/index.php\/2025\/11\/12\/top-3-government-benefits-other-than-pf\/","title":{"rendered":"\u092a\u0940\u090f\u092b \u0915\u0947 \u0905\u0932\u093e\u0935\u093e \u0906\u092a\u0915\u094b \u092e\u093f\u0932\u0924\u0940 \u0939\u0948\u0902 \u092f\u0947 3 \u092c\u0921\u093c\u0940 \u0938\u0930\u0915\u093e\u0930\u0940 \u0938\u0941\u0935\u093f\u0927\u093e\u090f\u0901"},"content":{"rendered":"\n<figure class=\"wp-block-image size-large\"><img decoding=\"async\" width=\"1024\" height=\"576\" src=\"https:\/\/epfoindia.info\/hindi\/wp-content\/uploads\/2025\/11\/top-3-government-benefits-other-than-pf-1024x576.jpg\" alt=\"\u092a\u0940\u090f\u092b \u0915\u0947 \u0905\u0932\u093e\u0935\u093e \u0906\u092a\u0915\u094b \u092e\u093f\u0932\u0924\u0940 \u0939\u0948\u0902 \u092f\u0947 3 \u092c\u0921\u093c\u0940 \u0938\u0930\u0915\u093e\u0930\u0940 \u0938\u0941\u0935\u093f\u0927\u093e\u090f\u0901\" class=\"wp-image-400\" title=\"\" srcset=\"https:\/\/epfoindia.info\/hindi\/wp-content\/uploads\/2025\/11\/top-3-government-benefits-other-than-pf-1024x576.jpg 1024w, https:\/\/epfoindia.info\/hindi\/wp-content\/uploads\/2025\/11\/top-3-government-benefits-other-than-pf-300x169.jpg 300w, https:\/\/epfoindia.info\/hindi\/wp-content\/uploads\/2025\/11\/top-3-government-benefits-other-than-pf-768x432.jpg 768w, https:\/\/epfoindia.info\/hindi\/wp-content\/uploads\/2025\/11\/top-3-government-benefits-other-than-pf.jpg 1280w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/><\/figure>\n\n\n\n<p>\u0905\u0917\u0930 \u0906\u092a \u090f\u0915 \u0938\u0948\u0932\u0930\u0940\u0921 (salaried) \u0915\u0930\u094d\u092e\u091a\u093e\u0930\u0940 \u0939\u0948\u0902, \u0924\u094b \u0939\u0930 \u092e\u0939\u0940\u0928\u0947 \u0906\u092a\u0915\u0940 \u0938\u0948\u0932\u0930\u0940 \u0938\u094d\u0932\u093f\u092a \u092a\u0930 \u201cPF Deduction\u201d \u091c\u0930\u0942\u0930 \u0926\u093f\u0916\u093e\u0908 \u0926\u0947\u0924\u093e \u0939\u094b\u0917\u093e\u0964 \u0932\u0947\u0915\u093f\u0928 \u0915\u094d\u092f\u093e \u0906\u092a \u091c\u093e\u0928\u0924\u0947 \u0939\u0948\u0902 \u0915\u093f \u0907\u0938\u0915\u093e \u092e\u0924\u0932\u092c \u0938\u093f\u0930\u094d\u092b\u00a0<strong>Provident Fund<\/strong>\u00a0\u0939\u0940 \u0928\u0939\u0940\u0902 \u0939\u094b\u0924\u093e? \u092d\u093e\u0930\u0924 \u092e\u0947\u0902 \u0938\u0930\u0915\u093e\u0930 \u0928\u0947 \u0910\u0938\u0940 \u0915\u0908 \u0938\u093e\u092e\u093e\u091c\u093f\u0915 \u0938\u0941\u0930\u0915\u094d\u0937\u093e \u092f\u094b\u091c\u0928\u093e\u090f\u0901 \u092c\u0928\u093e\u0908 \u0939\u0948\u0902, \u091c\u094b \u0915\u0930\u094d\u092e\u091a\u093e\u0930\u093f\u092f\u094b\u0902 \u0915\u094b \u0906\u0930\u094d\u0925\u093f\u0915 \u0938\u094d\u0925\u093f\u0930\u0924\u093e \u0914\u0930 \u0938\u0941\u0930\u0915\u094d\u0937\u093e \u092a\u094d\u0930\u0926\u093e\u0928 \u0915\u0930\u0924\u0940 \u0939\u0948\u0902 \u2014 \u0916\u093e\u0938\u0915\u0930 \u0930\u093f\u091f\u093e\u092f\u0930\u092e\u0947\u0902\u091f \u092f\u093e \u0915\u093f\u0938\u0940 \u0906\u092a\u093e\u0924 \u0938\u094d\u0925\u093f\u0924\u093f \u092e\u0947\u0902\u0964<\/p>\n\n\n\n<p>PF \u0915\u0947 \u0905\u0932\u093e\u0935\u093e, \u0924\u0940\u0928 \u0914\u0930 \u092e\u0939\u0924\u094d\u0935\u092a\u0942\u0930\u094d\u0923 \u0938\u0930\u0915\u093e\u0930\u0940 \u092f\u094b\u091c\u0928\u093e\u090f\u0901 \u0939\u0948\u0902 \u091c\u094b \u0939\u0930 \u0915\u0930\u094d\u092e\u091a\u093e\u0930\u0940 \u0915\u094b \u091c\u093e\u0928\u0928\u0940 \u091a\u093e\u0939\u093f\u090f:\u00a0<strong>Gratuity, Pension (EPS)<\/strong>\u00a0\u0914\u0930\u00a0<strong>ESI (Employees\u2019 State Insurance)<\/strong>\u0964<\/p>\n\n\n\n<p><em><strong>\u092f\u0939 \u092d\u0940 \u0926\u0947\u0916\u0947\u0902: <a href=\"https:\/\/epfoindia.info\/hindi\/index.php\/2025\/10\/08\/job-chhodne-ke-baad-pf-paise-kaise-nikalen\/\" data-type=\"post\" data-id=\"320\">Job Leave \u0915\u0947 \u092c\u093e\u0926 PF Withdrawal: \u0928\u094c\u0915\u0930\u0940 \u091b\u094b\u0921\u093c\u0928\u0947 \u0915\u0947 \u092c\u093e\u0926 \u0910\u0938\u0947 \u0928\u093f\u0915\u093e\u0932\u0947\u0902 \u092a\u0942\u0930\u093e \u092a\u0940\u090f\u092b \u0905\u092e\u093e\u0909\u0902\u091f, \u091c\u093e\u0928\u0947\u0902 \u091c\u0930\u0942\u0930\u0940 \u0936\u0930\u094d\u0924\u0947\u0902<\/a><\/strong><\/em><\/p>\n\n\n\n<h2 class=\"wp-block-heading\">1. \u0917\u094d\u0930\u0947\u091a\u094d\u092f\u0941\u091f\u0940 (Gratuity)<\/h2>\n\n\n\n<p>\u0917\u094d\u0930\u0947\u091a\u094d\u092f\u0941\u091f\u0940 \u090f\u0915 \u0924\u0930\u0939 \u0915\u093e \u2018\u0925\u0948\u0902\u0915 \u092f\u0942 \u092a\u0947\u092e\u0947\u0902\u091f\u2019 \u0939\u0948, \u091c\u094b \u0928\u093f\u092f\u094b\u0915\u094d\u0924\u093e (Employer) \u0905\u092a\u0928\u0947 \u0915\u0930\u094d\u092e\u091a\u093e\u0930\u0940 \u0915\u094b \u0909\u0938\u0915\u0940 \u0932\u0902\u092c\u0940 \u0938\u0947\u0935\u093e \u0915\u0947 \u0906\u092d\u093e\u0930\u0938\u094d\u0935\u0930\u0942\u092a \u0926\u0947\u0924\u093e \u0939\u0948\u0964 \u0907\u0938\u0915\u0940 \u0915\u093e\u0928\u0942\u0928\u0940 \u0928\u0940\u0902\u0935&nbsp;<strong>Payment of Gratuity Act, 1972<\/strong>&nbsp;\u092e\u0947\u0902 \u0930\u0916\u0940 \u0917\u0908 \u0939\u0948\u0964<br>\u0905\u0917\u0930 \u0906\u092a\u0928\u0947 \u0915\u093f\u0938\u0940 \u090f\u0915 \u0915\u0902\u092a\u0928\u0940 \u092e\u0947\u0902 \u0915\u092e \u0938\u0947 \u0915\u092e \u092a\u093e\u0901\u091a \u0938\u093e\u0932 \u0915\u093e\u092e \u0915\u093f\u092f\u093e \u0939\u0948, \u0924\u094b \u0915\u0902\u092a\u0928\u0940 \u092a\u0930 \u092f\u0939 \u0905\u0928\u093f\u0935\u093e\u0930\u094d\u092f \u0939\u0948 \u0915\u093f \u0935\u0939 \u0906\u092a\u0915\u0940 \u0938\u0947\u0935\u093e \u0915\u0947 \u092c\u0926\u0932\u0947 \u092f\u0939 \u090f\u0915\u092e\u0941\u0936\u094d\u0924 \u0930\u093e\u0936\u093f (\u0932\u0902\u092a \u0938\u092e \u092a\u0947\u092e\u0947\u0902\u091f) \u0926\u0947\u0964<\/p>\n\n\n\n<p>\u0917\u094d\u0930\u0947\u091a\u094d\u092f\u0941\u091f\u0940 \u0915\u0940 \u0930\u093e\u0936\u093f \u0915\u0930\u094d\u092e\u091a\u093e\u0930\u0940 \u0915\u0947&nbsp;<strong>\u0905\u0902\u0924\u093f\u092e \u0935\u0947\u0924\u0928<\/strong>&nbsp;\u0914\u0930&nbsp;<strong>\u0915\u0941\u0932 \u0938\u0947\u0935\u093e \u0935\u0930\u094d\u0937\u094b\u0902<\/strong>&nbsp;\u092a\u0930 \u0928\u093f\u0930\u094d\u092d\u0930 \u0939\u094b\u0924\u0940 \u0939\u0948\u0964<br>\u0909\u0926\u093e\u0939\u0930\u0923 \u0915\u0947 \u0932\u093f\u090f, \u091c\u0948\u0938\u0947-\u091c\u0948\u0938\u0947 \u0906\u092a\u0915\u0940 \u092c\u0947\u0938\u093f\u0915 \u0938\u0948\u0932\u0930\u0940 \u0914\u0930 \u0921\u093f\u092f\u0930\u0928\u0947\u0938 \u0905\u0932\u093e\u0909\u0902\u0938 (DA) \u092c\u0922\u093c\u0924\u0947 \u0939\u0948\u0902, \u0935\u0948\u0938\u0947-\u0935\u0948\u0938\u0947 \u0906\u092a\u0915\u0940 \u0917\u094d\u0930\u0947\u091a\u094d\u092f\u0941\u091f\u0940 \u0915\u0940 \u0930\u093e\u0936\u093f \u092d\u0940 \u092c\u0922\u093c\u0924\u0940 \u0939\u0948\u0964 \u092f\u0939 \u090f\u0915 \u0938\u0941\u0930\u0915\u094d\u0937\u093f\u0924 \u092b\u093e\u0907\u0928\u0947\u0902\u0936\u093f\u092f\u0932 \u092c\u092b\u0930 \u092c\u0928 \u091c\u093e\u0924\u0940 \u0939\u0948, \u0916\u093e\u0938\u0915\u0930 \u0930\u093f\u091f\u093e\u092f\u0930\u092e\u0947\u0902\u091f \u0915\u0947 \u0938\u092e\u092f\u0964<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">2. \u092a\u0947\u0902\u0936\u0928 \u092f\u094b\u091c\u0928\u093e (EPS &#8211; Employees\u2019 Pension Scheme)<\/h2>\n\n\n\n<p>Employee\u2019s Pension Scheme, EPF \u0916\u093e\u0924\u0947 \u0938\u0947 \u0939\u0940 \u091c\u0941\u0921\u093c\u0940 \u0939\u094b\u0924\u0940 \u0939\u0948\u0964 \u091c\u092c \u0906\u092a\u0915\u093e \u0928\u093f\u092f\u094b\u0915\u094d\u0924\u093e \u0906\u092a\u0915\u0947 PF \u092e\u0947\u0902 \u092f\u094b\u0917\u0926\u093e\u0928 \u0915\u0930\u0924\u093e \u0939\u0948 (\u092f\u093e\u0928\u0940 12%), \u0924\u094b \u0909\u0938\u092e\u0947\u0902 \u0938\u0947 8.33% \u0939\u093f\u0938\u094d\u0938\u093e \u0938\u0940\u0927\u0947 \u0906\u092a\u0915\u0940&nbsp;<strong>\u092a\u0947\u0902\u0936\u0928 \u092b\u0902\u0921<\/strong>&nbsp;\u092e\u0947\u0902 \u091a\u0932\u093e \u091c\u093e\u0924\u093e \u0939\u0948\u0964<\/p>\n\n\n\n<p>\u0907\u0938 \u092f\u094b\u091c\u0928\u093e \u0915\u093e \u0909\u0926\u094d\u0926\u0947\u0936\u094d\u092f \u0915\u0930\u094d\u092e\u091a\u093e\u0930\u093f\u092f\u094b\u0902 \u0915\u094b \u0930\u093f\u091f\u093e\u092f\u0930\u092e\u0947\u0902\u091f \u0915\u0947 \u092c\u093e\u0926 \u0928\u093f\u092f\u092e\u093f\u0924 \u0906\u092f \u0909\u092a\u0932\u092c\u094d\u0927 \u0915\u0930\u093e\u0928\u093e \u0939\u0948\u0964 \u0907\u0938\u0915\u0947 \u0932\u093f\u090f \u0915\u092e-\u0938\u0947-\u0915\u092e&nbsp;<strong>10 \u0938\u093e\u0932 \u0915\u0940 \u0938\u0924\u0924 \u0938\u0947\u0935\u093e<\/strong>&nbsp;\u0906\u0935\u0936\u094d\u092f\u0915 \u0939\u094b\u0924\u0940 \u0939\u0948\u0964 \u090f\u0915 \u092c\u093e\u0930 \u0906\u092a 58 \u0935\u0930\u094d\u0937 \u0915\u0940 \u0906\u092f\u0941 \u092a\u0930 \u092a\u0939\u0941\u0901\u091a \u091c\u093e\u0924\u0947 \u0939\u0948\u0902, \u0924\u094b \u0906\u092a\u0915\u094b&nbsp;<strong>\u092e\u093e\u0938\u093f\u0915 \u092a\u0947\u0902\u0936\u0928<\/strong>&nbsp;\u092e\u093f\u0932\u0928\u0947 \u0932\u0917\u0924\u0940 \u0939\u0948 \u2013 \u091c\u094b \u0906\u092a\u0915\u0947 \u0915\u093e\u0930\u094d\u092f\u0915\u093e\u0932 \u0915\u0947 \u0926\u094c\u0930\u093e\u0928 \u091c\u092e\u093e \u0939\u0941\u090f \u092b\u0902\u0921 \u0914\u0930 \u0906\u092a\u0915\u0940 \u0905\u0902\u0924\u093f\u092e \u0938\u0948\u0932\u0930\u0940 \u092a\u0930 \u0928\u093f\u0930\u094d\u092d\u0930 \u0939\u094b\u0924\u0940 \u0939\u0948\u0964<\/p>\n\n\n\n<p><strong><em>\u092f\u0939 \u092d\u0940 \u0926\u0947\u0916\u0947\u0902: <a href=\"https:\/\/epfoindia.info\/hindi\/index.php\/2025\/10\/08\/pf-pension-kab-nikal-sakte-hain\/\" data-type=\"post\" data-id=\"323\">PF Pension Withdrawal: \u092a\u0940\u090f\u092b \u092a\u0947\u0902\u0936\u0928 \u0915\u092c \u0914\u0930 \u0915\u0948\u0938\u0947 \u0928\u093f\u0915\u093e\u0932 \u0938\u0915\u0924\u0947 \u0939\u0948\u0902? \u091c\u093e\u0928\u093f\u090f \u092a\u0942\u0930\u0940 \u091c\u093e\u0928\u0915\u093e\u0930\u0940<\/a><\/em><\/strong><\/p>\n\n\n\n<p>\u0905\u0917\u0930 \u0915\u093f\u0938\u0940 \u0915\u093e\u0930\u0923\u0935\u0936 \u0915\u0930\u094d\u092e\u091a\u093e\u0930\u0940 \u0915\u0940 \u092e\u0943\u0924\u094d\u092f\u0941 \u0939\u094b \u091c\u093e\u0924\u0940 \u0939\u0948, \u0924\u094b \u0909\u0938\u0915\u0947 \u092a\u0930\u093f\u0935\u093e\u0930 \u0915\u094b \u092b\u0948\u092e\u093f\u0932\u0940 \u092a\u0947\u0902\u0936\u0928 \u0915\u093e \u0932\u093e\u092d \u092d\u0940 \u092e\u093f\u0932\u0924\u093e \u0939\u0948\u0964 \u092f\u093e\u0928\u0940 \u092f\u0939 \u092f\u094b\u091c\u0928\u093e \u0928 \u0938\u093f\u0930\u094d\u092b \u0906\u092a\u0915\u0947 \u0932\u093f\u090f, \u092c\u0932\u094d\u0915\u093f \u0906\u092a\u0915\u0947 \u092a\u0930\u093f\u0935\u093e\u0930 \u0915\u0947 \u0932\u093f\u090f \u092d\u0940 \u0938\u0941\u0930\u0915\u094d\u0937\u093e \u0915\u093e \u0938\u0939\u093e\u0930\u093e \u0939\u0948\u0964<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">3. \u0915\u0930\u094d\u092e\u091a\u093e\u0930\u0940 \u0930\u093e\u091c\u094d\u092f \u092c\u0940\u092e\u093e \u092f\u094b\u091c\u0928\u093e (ESI)<\/h2>\n\n\n\n<p>\u0905\u092c \u092c\u093e\u0924 \u0915\u0930\u0924\u0947 \u0939\u0948\u0902 \u0909\u0938 \u092f\u094b\u091c\u0928\u093e \u0915\u0940 \u091c\u094b \u0938\u094d\u0935\u093e\u0938\u094d\u0925\u094d\u092f \u0938\u0941\u0930\u0915\u094d\u0937\u093e \u0938\u0947 \u091c\u0941\u0921\u093c\u0940 \u0939\u0948 \u2013&nbsp;<strong>Employee\u2019s State Insurance (ESI)<\/strong>\u0964<br>\u0905\u0917\u0930 \u0906\u092a\u0915\u0940 \u0938\u0948\u0932\u0930\u0940 \u20b921,000 \u092a\u094d\u0930\u0924\u093f \u092e\u093e\u0939 \u0938\u0947 \u0915\u092e \u0939\u0948, \u0924\u094b \u092f\u0939 \u092f\u094b\u091c\u0928\u093e \u0906\u092a\u0915\u0947 \u0932\u093f\u090f \u0905\u092a\u0928\u0947 \u0906\u092a \u0932\u093e\u0917\u0942 \u0939\u094b \u091c\u093e\u0924\u0940 \u0939\u0948\u0964 \u0907\u0938\u092e\u0947\u0902 \u0915\u0930\u094d\u092e\u091a\u093e\u0930\u0940 \u0914\u0930 \u0928\u093f\u092f\u094b\u0915\u094d\u0924\u093e \u2013 \u0926\u094b\u0928\u094b\u0902 \u0915\u093e \u092f\u094b\u0917\u0926\u093e\u0928 \u0906\u0935\u0936\u094d\u092f\u0915 \u0939\u094b\u0924\u093e \u0939\u0948\u0964<\/p>\n\n\n\n<p>ESI \u0938\u093f\u0930\u094d\u092b \u092e\u0947\u0921\u093f\u0915\u0932 \u092c\u0947\u0928\u093f\u092b\u093f\u091f \u0928\u0939\u0940\u0902 \u0926\u0947\u0924\u0940, \u092c\u0932\u094d\u0915\u093f \u090f\u0915 \u0935\u093f\u0938\u094d\u0924\u0943\u0924 \u0938\u093e\u092e\u093e\u091c\u093f\u0915 \u0938\u0941\u0930\u0915\u094d\u0937\u093e \u092a\u094d\u0930\u0923\u093e\u0932\u0940 \u0939\u0948\u0964 \u0907\u0938\u0915\u0947 \u0924\u0939\u0924 \u0915\u0930\u094d\u092e\u091a\u093e\u0930\u0940 \u0914\u0930 \u0909\u0938\u0915\u0947 \u092a\u0930\u093f\u0935\u093e\u0930 \u0915\u094b \u092e\u093f\u0932\u0924\u0947 \u0939\u0948\u0902:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u0938\u0930\u0915\u093e\u0930\u0940 \u0905\u0938\u094d\u092a\u0924\u093e\u0932\u094b\u0902 \u0914\u0930 ESI \u0921\u093f\u0938\u094d\u092a\u0947\u0902\u0938\u0930\u093f\u092f\u094b\u0902 \u092e\u0947\u0902\u00a0<strong>\u092b\u094d\u0930\u0940 \u092e\u0947\u0921\u093f\u0915\u0932 \u091f\u094d\u0930\u0940\u091f\u092e\u0947\u0902\u091f<\/strong><\/li>\n\n\n\n<li>\u092c\u0940\u092e\u093e\u0930\u0940 \u0915\u0947 \u0926\u094c\u0930\u093e\u0928\u00a0<strong>\u092e\u0947\u0921\u093f\u0915\u0932 \u0932\u0940\u0935<\/strong>\u00a0\u0914\u0930 \u0906\u0930\u094d\u0925\u093f\u0915 \u0938\u0939\u093e\u092f\u0924\u093e<\/li>\n\n\n\n<li>\u0917\u0930\u094d\u092d\u093e\u0935\u0938\u094d\u0925\u093e \u092f\u093e \u0921\u093f\u0932\u0940\u0935\u0930\u0940 \u0915\u0947 \u0938\u092e\u092f\u00a0<strong>\u092e\u093e\u0924\u0943\u0924\u094d\u0935 \u0932\u093e\u092d (Maternity Benefits)<\/strong><\/li>\n\n\n\n<li><strong>\u0905\u0936\u0915\u094d\u0924\u0924\u093e (Disability)<\/strong>\u00a0\u092f\u093e \u092e\u0943\u0924\u094d\u092f\u0941 \u0915\u0940 \u0938\u094d\u0925\u093f\u0924\u093f \u092e\u0947\u0902 \u092d\u0940 \u0935\u093f\u0924\u094d\u0924\u0940\u092f \u0938\u0939\u093e\u092f\u0924\u093e<\/li>\n<\/ul>\n\n\n\n<p>\u092f\u0939 \u092f\u094b\u091c\u0928\u093e \u0938\u093e\u092c\u093f\u0924 \u0915\u0930\u0924\u0940 \u0939\u0948 \u0915\u093f \u0938\u0930\u0915\u093e\u0930 \u0915\u093e \u092e\u0941\u0916\u094d\u092f \u0909\u0926\u094d\u0926\u0947\u0936\u094d\u092f \u0938\u093f\u0930\u094d\u092b \u0906\u092f \u0938\u0941\u0930\u0915\u094d\u0937\u093e \u0928\u0939\u0940\u0902, \u092c\u0932\u094d\u0915\u093f \u0938\u0902\u092a\u0942\u0930\u094d\u0923 \u091c\u0940\u0935\u0928 \u0938\u0941\u0930\u0915\u094d\u0937\u093e \u0939\u0948\u0964<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">\u0915\u094d\u092f\u094b\u0902 \u091c\u093c\u0930\u0942\u0930\u0940 \u0939\u0948\u0902 \u092f\u0947 \u0938\u0941\u0935\u093f\u0927\u093e\u090f\u0901?<\/h2>\n\n\n\n<p>\u0907\u0928 \u0924\u0940\u0928\u094b\u0902 \u092f\u094b\u091c\u0928\u093e\u0913\u0902\u2014PF, Gratuity, EPS \u0914\u0930 ESI\u2014\u0915\u094b \u092e\u093f\u0932\u093e\u0915\u0930 \u0926\u0947\u0916\u093e \u091c\u093e\u090f, \u0924\u094b \u092f\u0947 \u0915\u093f\u0938\u0940 \u0915\u0930\u094d\u092e\u091a\u093e\u0930\u0940 \u0915\u0947 \u0932\u093f\u090f \u090f\u0915 \u092e\u091c\u092c\u0942\u0924 \u0938\u0941\u0930\u0915\u094d\u0937\u093e \u091c\u093e\u0932 \u0924\u0948\u092f\u093e\u0930 \u0915\u0930\u0924\u0940 \u0939\u0948\u0902\u0964<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Gratuity \u0906\u092a\u0915\u0947 \u092d\u0935\u093f\u0937\u094d\u092f \u0915\u0947 \u0932\u093f\u090f\u00a0<strong>\u0907\u092e\u0930\u091c\u0947\u0902\u0938\u0940 \u092b\u0902\u0921<\/strong>\u00a0\u092c\u0928\u093e\u0924\u0940 \u0939\u0948\u0964<\/li>\n\n\n\n<li>EPS \u0930\u093f\u091f\u093e\u092f\u0930\u092e\u0947\u0902\u091f \u0915\u0947 \u092c\u093e\u0926\u00a0<strong>\u0938\u094d\u0925\u093f\u0930 \u0906\u092e\u0926\u0928\u0940<\/strong>\u00a0\u0915\u093e \u0938\u094d\u0924\u094d\u0930\u094b\u0924 \u0939\u0948\u0964<\/li>\n\n\n\n<li>\u0914\u0930 ESI \u0906\u092a\u0915\u0940 \u0914\u0930 \u0906\u092a\u0915\u0947 \u092a\u0930\u093f\u0935\u093e\u0930 \u0915\u0940\u00a0<strong>\u0938\u094d\u0935\u093e\u0938\u094d\u0925\u094d\u092f \u0938\u0941\u0930\u0915\u094d\u0937\u093e \u0922\u093e\u0932<\/strong>\u00a0\u0939\u0948\u0964<\/li>\n<\/ul>\n\n\n\n<p>\u0907\u0928 \u092f\u094b\u091c\u0928\u093e\u0913\u0902 \u0915\u093e \u092e\u0915\u0938\u0926 \u0939\u0948 \u0915\u093f \u0906\u092a \u0928 \u0915\u0947\u0935\u0932 \u0915\u093e\u092e \u0915\u0947 \u0926\u094c\u0930\u093e\u0928 \u092c\u0932\u094d\u0915\u093f \u0905\u092a\u0928\u0947 \u092a\u0942\u0930\u0947 \u091c\u0940\u0935\u0928 \u092d\u0930 \u0906\u0930\u094d\u0925\u093f\u0915 \u0930\u0942\u092a \u0938\u0947 \u0938\u0941\u0930\u0915\u094d\u0937\u093f\u0924 \u0930\u0939\u0947\u0902\u0964 \u0907\u0938\u0932\u093f\u090f, \u0905\u0917\u0932\u0940 \u092c\u093e\u0930 \u0905\u092a\u0928\u0940 \u0938\u0948\u0932\u0930\u0940 \u0938\u094d\u0932\u093f\u092a \u092a\u0930 \u2018\u0915\u091f\u094c\u0924\u0940\u2019 \u0926\u0947\u0916\u0915\u0930 \u092a\u0930\u0947\u0936\u093e\u0928 \u0939\u094b\u0928\u0947 \u0915\u0940 \u092c\u091c\u093e\u092f, \u0907\u0938\u0947 \u0905\u092a\u0928\u0940 \u092b\u093e\u0907\u0928\u0947\u0902\u0936\u093f\u092f\u0932 \u0938\u0947\u092b\u094d\u091f\u0940 \u0928\u0947\u091f \u0915\u093e \u0939\u093f\u0938\u094d\u0938\u093e \u092e\u093e\u0928\u0947\u0902\u0964<\/p>\n\n\n\n<p><strong><em>\u092f\u0939 \u092d\u0940 \u0926\u0947\u0916\u0947\u0902: <a href=\"https:\/\/epfoindia.info\/hindi\/index.php\/2025\/11\/12\/pf-claim-without-pension-claim-correct-process\/\" data-type=\"post\" data-id=\"375\">PF \u0915\u094d\u0932\u0947\u092e \u0915\u0930\u0924\u0947 \u0938\u092e\u092f Pension \u0915\u094d\u0932\u0947\u092e \u0928 \u0915\u0930\u0947\u0902 \u0924\u094b \u0915\u094d\u092f\u093e \u0939\u094b\u0917\u093e? \u091c\u093e\u0928\u0947\u0902 \u0938\u0939\u0940 \u092a\u094d\u0930\u0915\u094d\u0930\u093f\u092f\u093e<\/a><\/em><\/strong><\/p>\n","protected":false},"excerpt":{"rendered":"<p>\u0935\u0947\u0924\u0928\u092d\u094b\u0917\u0940 \u0915\u0930\u094d\u092e\u091a\u093e\u0930\u093f\u092f\u094b\u0902 \u0915\u0947 \u0932\u093f\u090f \u0938\u0930\u0915\u093e\u0930\u0940 \u092f\u094b\u091c\u0928\u093e\u090f\u0901 \u091c\u0948\u0938\u0947 PF, \u0917\u094d\u0930\u0947\u091a\u094d\u092f\u0941\u091f\u0940, \u092a\u0947\u0902\u0936\u0928 (EPS), \u0914\u0930 \u0915\u0930\u094d\u092e\u091a\u093e\u0930\u0940 \u0930\u093e\u091c\u094d\u092f \u092c\u0940\u092e\u093e (ESI) \u0906\u0930\u094d\u0925\u093f\u0915 \u0938\u0941\u0930\u0915\u094d\u0937\u093e \u0915\u0940 \u092e\u091c\u092c\u0942\u0924 \u091a\u093e\u0926\u0930 \u092c\u093f\u091b\u093e\u0924\u0940 \u0939\u0948\u0902\u0964 \u092f\u0947 \u092f\u094b\u091c\u0928\u093e\u090f\u0901 \u0928 \u0915\u0947\u0935\u0932 \u0938\u0947\u0935\u093e\u0928\u093f\u0935\u0943\u0924\u094d\u0924\u093f \u0915\u0947 \u092c\u093e\u0926 \u0928\u093f\u092f\u092e\u093f\u0924 \u0906\u092f \u0938\u0941\u0928\u093f\u0936\u094d\u091a\u093f\u0924 \u0915\u0930\u0924\u0940 \u0939\u0948\u0902, \u092c\u0932\u094d\u0915\u093f \u092c\u0940\u092e\u093e\u0930\u0940 \u0914\u0930 \u0905\u0928\u094d\u092f \u0906\u092a\u093e\u0924 \u0938\u094d\u0925\u093f\u0924\u093f\u092f\u094b\u0902 \u092e\u0947\u0902 \u092d\u0940 \u0935\u093f\u0924\u094d\u0924\u0940\u092f \u0938\u0939\u093e\u092f\u0924\u093e \u092a\u094d\u0930\u0926\u093e\u0928 \u0915\u0930\u0924\u0940 \u0939\u0948\u0902\u0964<\/p>\n","protected":false},"author":1,"featured_media":400,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[11],"class_list":["post-398","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-news","tag-pf"],"_links":{"self":[{"href":"https:\/\/epfoindia.info\/hindi\/index.php\/wp-json\/wp\/v2\/posts\/398","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/epfoindia.info\/hindi\/index.php\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/epfoindia.info\/hindi\/index.php\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/epfoindia.info\/hindi\/index.php\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/epfoindia.info\/hindi\/index.php\/wp-json\/wp\/v2\/comments?post=398"}],"version-history":[{"count":3,"href":"https:\/\/epfoindia.info\/hindi\/index.php\/wp-json\/wp\/v2\/posts\/398\/revisions"}],"predecessor-version":[{"id":406,"href":"https:\/\/epfoindia.info\/hindi\/index.php\/wp-json\/wp\/v2\/posts\/398\/revisions\/406"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/epfoindia.info\/hindi\/index.php\/wp-json\/wp\/v2\/media\/400"}],"wp:attachment":[{"href":"https:\/\/epfoindia.info\/hindi\/index.php\/wp-json\/wp\/v2\/media?parent=398"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/epfoindia.info\/hindi\/index.php\/wp-json\/wp\/v2\/categories?post=398"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/epfoindia.info\/hindi\/index.php\/wp-json\/wp\/v2\/tags?post=398"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}