For members of the Employees’ Provident Fund (EPF), regularly updating KYC (Know Your Customer) information is key to smooth access to important services such as quick fund withdrawals, account transfers, and staying compliant with EPFO regulations. In 2025, the EPFO has made this process simpler and more accessible by introducing mobile-friendly options. This article outlines a straightforward, step-by-step approach to updating KYC details using a mobile device and highlights the benefits of keeping them current.
Why Choose Mobile for EPFO KYC Updates?
Updating KYC through a mobile phone offers unmatched convenience and speed. The digital platforms provided by EPFO and the UMANG app are designed to be intuitive and available 24/7. This eliminates the need for visits to EPFO offices or waiting for employer assistance, enabling members to complete their KYC updates quickly from anywhere, ensuring their EPF account remains valid and hassle-free.
Stepwise Process for Mobile KYC Update
- Get the UMANG App or Visit the EPFO Portal
Begin by downloading the UMANG app on your smartphone or open the EPFO Unified Member Portal in your mobile browser. - Sign in Using UAN and OTP
Enter your Universal Account Number (UAN) and your registered mobile number. An OTP (One-Time Password) will be sent to your number, which you enter to log in securely. - Locate the KYC Update Section
From the menu, find the EPFO services and select the option for updating KYC or eKYC services. - Provide Necessary Documents
Choose the type of document you want to update—commonly Aadhaar, PAN, or bank details. Carefully input the details and upload scanned documents if asked. - Confirm with OTP
After submitting your documents, an OTP will be sent again for authentication. Enter it to finalize your submission. - Verification by Employer and EPFO
Your employer will digitally verify your submitted KYC. After their approval, EPFO officials will review and confirm the update. Once completed, you will receive an SMS confirming your KYC status.
Also Read- EPFO Issues New Directive or Your PF Money May Get Stuck
Benefits of Keeping EPFO KYC Updated
- Quicker Processing of Withdrawals and Transfers
Updated KYC ensures your PF claims and transfers are processed smoothly without delays. - Lower Tax Deduction at Source (TDS)
Linking your PAN card can reduce tax deduction on withdrawals from around 34% to 10%. - Access to Online Facilities
You can download your passbook, file transfer claims, and receive account notifications directly through mobile services. - Enhanced Security for Your Account
Keeping your KYC current protects your EPF account from unauthorized access and fraud. - Compliance with EPFO Rules
Regular updates prevent penalties and claim rejections by ensuring your account remains eligible under latest regulations.
Tips for a Successful Update
- Make sure your registered mobile number is active for receiving OTPs.
- Upload clear, valid documents that correspond exactly to your EPF account details.
- If there are issues with document approval, reach out to the EPFO helpline at 1800 118 005 or email [email protected] for assistance.
Following these mobile-friendly steps lets EPF members keep their KYC information current with ease, unlocking multiple benefits in 2025 without the usual paperwork or delays. This digital approach reflects EPFO’s commitment to making member services faster, more transparent, and accessible anytime, anywhere, without always needing employer involvement.
