EPFO
How Much Pension on a ₹20,000 Salary? The New EPS-95 Calculation Formula.
The EPS-95 pension is calculated using pensionable salary and service years divided by 70. The standard pension caps salary at ₹15,000, yielding ₹6,428/month for 30 years of service. The higher pension scheme uses actual salary, giving ₹8,571/month for ₹20,000 salary. Minimum pension increased to ₹7,500 plus DA in May 2025. Higher pension requires prior joint application.
UAN Not Linked to Aadhaar? EPFO Gives New 15-Day Deadline, or Your PF Will Be Stuck!
Linking your UAN with Aadhaar remains essential for uninterrupted EPF services, but there is no new 15-day deadline as of November 2025. The June 30, 2025 deadline for first-time activation under the ELI Scheme has passed. Without Aadhaar linkage, contributions stop, online services are restricted, and withdrawals may face delays. Link Aadhaar online via EPFO portal or offline at EPFO offices for hassle-free benefits.
Withdraw Up to ₹1 Lakh Advance PF in 24 Hours from Home! Know the 3 Easy Steps.
To withdraw an EPF advance up to ₹1 lakh online, ensure your UAN is active and KYC including Aadhaar, PAN, and bank details are verified. Log in to the EPFO portal, select 'Claim (Form 31)', verify bank details, choose the PF Advance option with the withdrawal purpose, enter the amount, authenticate via Aadhaar OTP, and submit. Claims are often processed in 3-7 days, especially for medical emergencies.
How Much PF Money for Daughter’s Marriage? Check These 4 Conditions Immediately!
EPFO’s October 2025 rule changes allow members to withdraw up to 50% of their own contribution with interest for marriage of the employee or their children and siblings. The minimum service period is now 12 months, with up to five withdrawals allowed. Claims are simplified with automatic processing and no marriage card required, offering quicker access to funds.
5 Secret Tips to Save TAX While Withdrawing PF, Guaranteeing ₹50,000 in Savings!
Learn five essential tips to minimize tax on your Provident Fund withdrawals, including waiting for five years of continuous service for tax-free withdrawals, submitting Form 15G/15H to avoid TDS, transferring PF when changing jobs, using partial withdrawals for exempt purposes, and keeping withdrawals under ₹50,000. These strategies help protect your hard-earned savings from unnecessary tax deductions.
7 Biggest PF Withdrawal Rules: When Can You Withdraw 100% of Your Money, and When Can’t You?
EPF withdrawal rules in 2025 let you withdraw 75% of your balance one month after losing your job, and the remaining 25% after 12 months of unemployment. Partial withdrawals for needs like medical emergencies, marriage, or education are allowed, but at least 25% of your corpus must stay invested for retirement security and ongoing interest.
When do employees get full EPF pension benefits?
Wondering when you can claim your full EPF pension benefits? Learn the crucial eligibility age, service years required, and the simple formula that determines your monthly pension. Don’t miss out on securing the retirement income you deserve—read on for insider tips!
EPFO Makes Major Change: Full PF Withdrawal Now Available in 12 Months Instead of 2
Say goodbye to endless waiting! EPFO’s latest rule slashes your full PF withdrawal wait from 2 years to just 12 months. Discover how this game-changing update impacts your money and retirement plans—read on to stay ahead!
Can PF amount be doubled after retirement?
Wondering if your PF savings can magically multiply post-retirement? Uncover how your PF amount grows, withdrawal rules, and smart strategies to potentially boost your retirement corpus beyond expectations.
How much PF contribution is deducted per month?
Wondering how much of your hard-earned money is going into your PF every month? Discover the exact breakdown of PF contributions, why it matters for your retirement, and how this small deduction today can build a secure future for you.
